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ELDERFUND

乐龄关护基金 (ElderFund)

A monthly cash payout for severely disabled Singaporeans who have low MediSave balances and inadequate personal savings to cover their long-term care costs.

Singapore Citizens Care & Support Up to $250/month

What is ElderFund?

ElderFund is a discretionary assistance scheme administered by the Agency for Integrated Care (AIC). It provides monthly cash payouts to:

  • Older Singapore Citizens aged 30 and above
  • Who are severely disabled (unable to perform 3 or more Activities of Daily Living)
  • Who have low MediSave balances and inadequate personal savings
  • Who are not eligible for CareShield Life, ElderShield, or IDAPE

Note: You must not be a recipient of CareShield Life, ElderShield (or its successor), or the IDAPE scheme to qualify for ElderFund.

Benefits

Monthly Cash Payout

Up to $250 per month in cash for as long as you remain severely disabled

Flexible Use

Cash can be used for:

  • Medical consumables
  • Home care services
  • Transport to medical appointments
  • Other care-related expenses

Am I Eligible?

You may be eligible for ElderFund if you meet ALL of the following criteria:

Singapore Citizen

aged 30 and above

Severely Disabled

Unable to perform 3 or more Activities of Daily Living (ADLs)

Low MediSave Balance

Insufficient MediSave to cover long-term care needs

Inadequate Personal Savings

Unable to afford long-term care costs

Not on CareShield/ElderShield/IDAPE

You must not be a recipient of these schemes

Note: If you are currently on ElderShield (or its successor) or IDAPE scheme, you should check with your insurer on the upgrade options to CareShield Life.

How to Apply

You can apply for ElderFund through the following steps:

  1. 1

    Submit Application

    Apply via AIC eServices using your Singpass (or call AIC hotline).

  2. 2

    Arrange Assessment

    Schedule a disability assessment with a MOH-accredited assessor. Those staying in nursing homes can use the Resident's Assessment Form (RAF).

  3. 3

    AIC Review

    AIC will review your application and assess your eligibility based on your financial situation and disability.

  4. 4

    Receive Payout

    If approved, you will receive monthly cash payouts via standing instructions to your bank account.

Frequently Asked Questions

How much can I receive from ElderFund?

Eligible recipients can receive up to $250 per month. The exact amount is determined based on your level of disability and financial need.

How long does the application process take?

The processing time varies depending on the complexity of your case and the availability of assessment reports. Generally, it takes about 4-6 weeks from application to confirmation.

Can I apply if I'm already on ElderShield?

No, you cannot receive benefits from both ElderFund and ElderShield (or its successor) at the same time. ElderFund is designed for those who are NOT eligible for those schemes.

What documents do I need?

You will need:

  • Singpass for identity verification
  • Disability assessment report
  • Bank account details for payout
  • Documents showing financial situation
How is the payout credited?

Payouts are credited monthly to your designated bank account via GIRO.

Contact Information

AIC Hotline

For enquiries about ElderFund

1800 220 0000

Mon-Fri: 8.30am - 8.30pm
Sat: 8.30am - 4.00pm

AIC eServices

Apply online

Visit eServices